Business lines of credit for Richmond businesses
Richmond’s contractors, restaurants and service businesses use a line of credit to stay ahead of payroll and materials.
- Lines up to $350,000
- Apply online, talk to an advisor by phone
- Same-day wires once approved
Working capital for Richmond businesses
Richmond has a strong base of trades, healthcare, government-related work and an independent restaurant scene. Many businesses here work with institutional customers that pay on long terms.
We fund Richmond-area businesses across the city and central Virginia.
Serving businesses across Virginia as well.
Richmond industries we fund
- Construction & Contractors
- Restaurants
- Retail Stores
- Trucking & Transportation
- Medical Practices
- Dental Practices
- Auto Repair Shops
- HVAC
- Plumbing
- Electrical Contractors
- Landscaping
- Manufacturing
- Wholesale & Distribution
- Salons & Spas
- Gyms & Fitness Studios
- E-commerce
- Professional Services
- Cleaning Services
- Agriculture & Farming
Richmond business funding questions
Do you work with businesses in Richmond?
Yes. We fund Richmond-area businesses every week. The whole process happens online and by phone, so there’s no office visit.
What do I need to qualify?
Generally at least 6 months in business, about $15,000 or more in monthly revenue and a business bank account. No collateral is required.
How quickly can I get the money?
Once you’re approved and your agreement is signed, funds can be wired the same day.
Ways to use your line
Payroll
Make payroll on time, even when customers pay you late.
Learn more →
Inventory & Materials
Buy stock and materials before the busy stretch, not after.
Learn more →
Equipment & Repairs
Fix or replace what breaks without draining your account.
Learn more →
Cash Flow Gaps
Cover bills in the weeks between doing the work and getting paid.
Learn more →
See what your business qualifies for
Tell us what you need the money for and how much. A funding advisor will follow up with real numbers, usually the same day.