Straight answers about business funding
Plain-English guides on lines of credit, cash flow and getting funded, written for owners who’d rather be running their business.


When to Draw on Your Line of Credit (and When Not To)
A line of credit is most useful when you treat it as a tool for timing gaps and opportunities. Here is how to decide…
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Unsecured Business Line of Credit: What It Means
An unsecured line of credit does not require you to pledge your home, equipment or other assets. Here is what that means and what…
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Why Contractors Use a Line of Credit
Contractors pay for labor and materials long before they get paid. Here is how a line of credit fits the way construction cash flow…
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What Funders Look For in Your Business Bank Statements
Your bank statements tell a funder more than your credit score does. Here is what they look at and how to put your best…
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How to Fund a Big Contract Before You Get Paid
Landing a big job is exciting until you see what it costs to get started. Here is how owners cover labor and materials up…
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Managing Cash Flow in a Seasonal Business
Seasonal businesses earn most of their money in a few months and spend all year. Here is how to plan for it.
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How Much Working Capital Does My Business Need?
A simple way to estimate how much cash cushion your business needs, and what to do if you are short.
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Same-Day Business Funding: How It Works and What to Expect
Same-day funding is real, but it depends on a few things lining up. Here is what actually happens between applying and getting the wire.
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How to Cover Payroll in a Slow Month
A slow month or a late customer does not have to mean a missed payroll. Here are practical ways to keep your people paid.
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What You Need to Apply for a Business Line of Credit
Most owners can apply with basic business details and a few months of bank statements. Here is the full checklist.
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Business Line of Credit vs. Term Loan: Which Is Right for You?
Lines of credit and term loans solve different problems. Here is a simple way to decide which one fits what your business needs.
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How a Business Line of Credit Works
A business line of credit gives you a limit you can draw from, pay down and draw from again. Here is how it works…
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See what your business qualifies for
Tell us what you need the money for and how much. A funding advisor will follow up with real numbers, usually the same day.