Keep the bays full and the tools current
Parts, lifts, diagnostic software and good techs all cost money up front. A line of credit gives your shop room to grow without waiting.
- Buy lifts, tools and diagnostic equipment
- Stock common parts and tires
- Cover payroll for your techs
Shops grow one bay and one tool at a time
Newer vehicles need newer tools, and the shops that keep up get the work. Add the cost of parts, a few slow weeks and a tech you don’t want to lose, and cash gets tight fast.
General repair shops, collision centers, tire shops and specialty garages use a Flex Credit Capital line to buy what they need when they need it.
Common uses
- New lifts, alignment machines and scan tools
- Parts and tire inventory
- Hiring and keeping skilled techs
- Adding bays or moving to a bigger building
The basics we look for
If your business checks these boxes, it’s worth a few minutes to apply.
We look at how your business is actually doing, mostly through your recent bank statements. Your credit score matters less here than it does at a bank.
- Time in business6 months or more
- Monthly revenue$15,000 or more
- Business bank accountRecent statements
- LocationU.S.-based business
- CollateralNot required
Questions from auto repair owners
Do insurance payments for collision work count?
Yes. Deposits into your business account from insurers count as revenue.
Can I buy used equipment?
Yes. You can use your line for new or used equipment.
How fast can I get funds?
Once approved and signed, same-day wires are available.
See what your business qualifies for
Tell us what you need the money for and how much. A funding advisor will follow up with real numbers, usually the same day.