Get your crews ready before spring
Mowers, trucks, trailers and new hires all need to be ready before the season starts. A line of credit covers it now, and you pay it down when the work rolls in.
- Buy and repair equipment in the off-season
- Hire crews before spring
- Cover winter overhead
Landscaping pays in summer and spends in winter
The months that bring in the least are the months you need to spend the most getting ready. Equipment has to be serviced, crews hired and materials ordered before the first spring call.
Lawn care, landscaping, hardscaping and snow removal companies use a Flex Credit Capital line to bridge the off-season and scale up when it counts.
Common uses
- Mowers, trailers, skid steers and trucks
- Hiring and training seasonal crews
- Mulch, stone, plants and materials
- Covering winter rent, insurance and payroll
The basics we look for
If your business checks these boxes, it’s worth a few minutes to apply.
We look at how your business is actually doing, mostly through your recent bank statements. Your credit score matters less here than it does at a bank.
- Time in business6 months or more
- Monthly revenue$15,000 or more
- Business bank accountRecent statements
- LocationU.S.-based business
- CollateralNot required
Questions from landscaping owners
Will low winter revenue hurt my application?
Not necessarily. We look at your revenue over the year, and seasonality is expected.
Can I use it for snow removal equipment?
Yes. Plows, salt spreaders and other winter equipment are fine uses.
When should I apply?
Before the slow season ends, so the line is in place for spring purchases.
See what your business qualifies for
Tell us what you need the money for and how much. A funding advisor will follow up with real numbers, usually the same day.