Keep your crews wired for the next job
Wire, panels and switchgear are expensive, and progress payments are slow. A line of credit fills the gap so your crews keep working.
- Buy wire and gear before payment arrives
- Cover payroll between progress draws
- Take on commercial and solar work
Material prices are high. Payment terms are long.
Electrical contractors often carry big material costs on every job and wait on general contractors or owners for payment. One slow-paying project can squeeze everything else.
Residential, commercial and solar electricians use a Flex Credit Capital line to buy materials, cover payroll and bid on bigger work.
Common uses
- Wire, conduit, panels and switchgear
- Payroll for crews while waiting on draws
- Lifts, trucks and testing equipment
- Starting large commercial or solar jobs
The basics we look for
If your business checks these boxes, it’s worth a few minutes to apply.
We look at how your business is actually doing, mostly through your recent bank statements. Your credit score matters less here than it does at a bank.
- Time in business6 months or more
- Monthly revenue$15,000 or more
- Business bank accountRecent statements
- LocationU.S.-based business
- CollateralNot required
Questions from electrical owners
Can subcontractors apply?
Yes. Many of the electricians we work with are subs.
Can I use it for retainage gaps?
Yes. Covering cash flow while retainage is held is a common use.
How much can I get?
Lines go up to $350,000, depending mostly on your monthly revenue and time in business.
See what your business qualifies for
Tell us what you need the money for and how much. A funding advisor will follow up with real numbers, usually the same day.