Funding for online sellers who are ready to scale
Inventory has to be bought months ahead and ad spend pays back later. A line of credit keeps both moving while sales catch up.
- Order inventory for peak season
- Scale ad spend that’s working
- Cover payouts held by marketplaces
Online growth is a cash flow game
E-commerce brands often pay manufacturers 30 to 50 percent up front, wait weeks for goods to arrive, then wait again for marketplace payouts. Meanwhile, the ads that drive sales need to keep running.
Shopify stores, Amazon sellers and direct-to-consumer brands use a Flex Credit Capital line to buy inventory and fund growth without giving up equity.
Common uses
- Inventory deposits and reorders
- Paid ads and influencer campaigns
- Packaging, fulfillment and 3PL costs
- Launching new products
The basics we look for
If your business checks these boxes, it’s worth a few minutes to apply.
We look at how your business is actually doing, mostly through your recent bank statements. Your credit score matters less here than it does at a bank.
- Time in business6 months or more
- Monthly revenue$15,000 or more
- Business bank accountRecent statements
- LocationU.S.-based business
- CollateralNot required
Questions from e-commerce owners
Do marketplace payouts count as revenue?
Yes. Deposits from Shopify, Amazon and other platforms into your business bank account count.
Do you need my store login?
We mainly look at your business bank statements.
Can I use it to fund ads?
Yes. Many online sellers use it to scale campaigns that are already working.
See what your business qualifies for
Tell us what you need the money for and how much. A funding advisor will follow up with real numbers, usually the same day.