A line of credit that works the way your business does
Get approved for a limit up to $350,000, then draw on it when you need cash. Pay it down and the money is available again. No collateral, no weeks of bank paperwork.
- Limits up to $350,000
- Same-day wires once approved
- No collateral required
What a revolving line actually means for you
Most businesses don’t need one big lump sum. They need money ready for the slow month, the big order, or the truck that breaks down on a Tuesday. A revolving line gives you that.
You’re approved for a limit. When you need cash, you draw part of it and the money is wired to your business account. As you pay it back, that amount opens up again, so the line is there the next time something comes up.
What you can expect
- A limit up to $350,000, based mainly on your monthly revenue and time in business
- Funds wired to your business account, often the same day you’re approved
- No home, equipment or other assets to put up
- A funding advisor who walks you through the cost and the payment schedule before you sign
Which one fits what you need?
A line of credit is usually better when…
- Your costs come and go, like payroll, materials or seasonal stock
- You want money on hand for things you can’t predict
- You’d rather draw only what you need
A one-time loan can make sense when…
- You know the exact amount, like one large equipment purchase
- You won’t need to borrow again soon
- You want one fixed payoff date
Not sure? Call us and we’ll tell you straight which way makes more sense.
The basics we look for
If your business checks these boxes, it’s worth a few minutes to apply.
We look at how your business is actually doing, mostly through your recent bank statements. Your credit score matters less here than it does at a bank.
- Time in business6 months or more
- Monthly revenue$15,000 or more
- Business bank accountRecent statements
- LocationU.S.-based business
- CollateralNot required
Line of credit questions
How much can I get?
Limits go up to $350,000. Your limit depends mostly on your monthly revenue and how long you’ve been in business.
How quickly can I draw on it?
Once you’re approved and your agreement is signed, funds can be wired to your business account the same day.
Do I need collateral?
No. We don’t ask you to put up your home, equipment or other assets.
Does applying affect my credit?
Requesting a quote and going over your options won’t affect your credit score.
Can I use it more than once?
Yes. That’s the point of a revolving line. As you pay down what you’ve drawn, that amount becomes available again.
How owners put it to work
Payroll
Make payroll on time, even when customers pay you late.
Learn more →
Inventory & Materials
Buy stock and materials before the busy stretch, not after.
Learn more →
Equipment & Repairs
Fix or replace what breaks without draining your account.
Learn more →
Cash Flow Gaps
Cover bills in the weeks between doing the work and getting paid.
Learn more →
See what your business qualifies for
Tell us what you need the money for and how much. A funding advisor will follow up with real numbers, usually the same day.