Funding for gyms and studios that want to grow membership
New equipment, a membership push, another trainer, a bigger space. A line of credit helps you make the move while members are excited.
- Buy or replace equipment
- Fund membership campaigns
- Expand classes and staff
January is busy. July can be slow.
Fitness businesses have their own rhythm. Big sign-up months, quiet summers and equipment that takes a beating. Staying ahead means spending before the growth shows up in your account.
Gyms, boutique studios, martial arts schools and personal training businesses use a Flex Credit Capital line to keep equipment fresh and membership growing.
Common uses
- New racks, cardio machines and flooring
- Membership drives and local marketing
- Hiring coaches and instructors
- Build-outs and expansions
The basics we look for
If your business checks these boxes, it’s worth a few minutes to apply.
We look at how your business is actually doing, mostly through your recent bank statements. Your credit score matters less here than it does at a bank.
- Time in business6 months or more
- Monthly revenue$15,000 or more
- Business bank accountRecent statements
- LocationU.S.-based business
- CollateralNot required
Questions from gym and studio owners
Do monthly memberships count as revenue?
Yes. Membership deposits into your business account count toward revenue.
Can I buy used equipment?
Yes.
Can a franchise location apply?
Yes, franchisees can apply as long as the business meets the basic requirements.
See what your business qualifies for
Tell us what you need the money for and how much. A funding advisor will follow up with real numbers, usually the same day.