Industries

Funding for salons, barbershops and spas

New chairs, a fresh look, retail product, another stylist. A line of credit gives your shop room to grow on your schedule.

  • Remodel or add stations
  • Stock retail product
  • Cover rent and payroll in slow weeks
Funding Form
    What do you need the funding for?
    Funding Purpose
    Hair stylist blow-drying a client's hair
    Salons & Spas

    Your clients notice when the shop looks good

    Salon and spa owners are always investing in the space, the team and the products. Those costs add up, and they don’t always line up with your busiest weeks.

    Hair salons, barbershops, nail salons, med spas and day spas use a Flex Credit Capital line to refresh, grow and handle the quiet stretches.

    Common uses

    • Remodeling and new furniture or stations
    • Retail product and backbar supplies
    • Hiring stylists, techs and front desk staff
    • Opening a second location
    Who Qualifies

    The basics we look for

    If your business checks these boxes, it’s worth a few minutes to apply.

    We look at how your business is actually doing, mostly through your recent bank statements. Your credit score matters less here than it does at a bank.

    • Time in business6 months or more
    • Monthly revenue$15,000 or more
    • Business bank accountRecent statements
    • LocationU.S.-based business
    • CollateralNot required
    Questions

    Questions from salon and spa owners

    Do booth-rent salons qualify?

    Yes, if the business meets the basic revenue and time-in-business requirements.

    Can I use it for a remodel?

    Yes. Remodels and upgrades are some of the most common uses.

    Is collateral required?

    No.

    Store owner holding the keys to a new location

    See what your business qualifies for

    Tell us what you need the money for and how much. A funding advisor will follow up with real numbers, usually the same day.

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