Business lines of credit for Houston businesses
Houston’s energy, port and construction businesses carry big costs before they get paid. A line of credit helps bridge the wait.
- Lines up to $350,000
- Apply online, talk to an advisor by phone
- Same-day wires once approved

Funding for Houston’s working economy
Between the energy sector, the Port of Houston, the Texas Medical Center and constant construction, Houston has a huge base of contractors, service companies and suppliers. Many work for larger customers on long payment terms.
We fund Houston-area oilfield service companies, contractors, trucking firms, restaurants and medical practices throughout Harris County and the surrounding area.
Serving businesses across Texas as well.
Houston industries we fund
- Construction & Contractors
- Restaurants
- Retail Stores
- Trucking & Transportation
- Medical Practices
- Dental Practices
- Auto Repair Shops
- HVAC
- Plumbing
- Electrical Contractors
- Landscaping
- Manufacturing
- Wholesale & Distribution
- Salons & Spas
- Gyms & Fitness Studios
- E-commerce
- Professional Services
- Cleaning Services
- Agriculture & Farming
Houston business funding questions
Do you work with businesses in Houston?
Yes. We fund Houston-area businesses every week. The whole process happens online and by phone, so there’s no office visit.
What do I need to qualify?
Generally at least 6 months in business, about $15,000 or more in monthly revenue and a business bank account. No collateral is required.
How quickly can I get the money?
Once you’re approved and your agreement is signed, funds can be wired the same day.
Ways to use your line

Payroll
Make payroll on time, even when customers pay you late.
Learn more →
Inventory & Materials
Buy stock and materials before the busy stretch, not after.
Learn more →
Equipment & Repairs
Fix or replace what breaks without draining your account.
Learn more →
Cash Flow Gaps
Cover bills in the weeks between doing the work and getting paid.
Learn more →
See what your business qualifies for
Tell us what you need the money for and how much. A funding advisor will follow up with real numbers, usually the same day.