Business lines of credit for Newark businesses
Newark sits next to one of the busiest ports in the country. A line of credit helps distributors, truckers and contractors keep moving.
- Lines up to $350,000
- Apply online, talk to an advisor by phone
- Same-day wires once approved

Funding for Newark businesses
With Port Newark–Elizabeth and Newark Airport nearby, the area is packed with warehouses, trucking companies, wholesalers and the businesses that serve them. Most deal with tight margins and customers on terms.
We work with Newark and Essex County businesses, along with the rest of northern New Jersey.
Serving businesses across New Jersey as well.
Newark industries we fund
- Construction & Contractors
- Restaurants
- Retail Stores
- Trucking & Transportation
- Medical Practices
- Dental Practices
- Auto Repair Shops
- HVAC
- Plumbing
- Electrical Contractors
- Landscaping
- Manufacturing
- Wholesale & Distribution
- Salons & Spas
- Gyms & Fitness Studios
- E-commerce
- Professional Services
- Cleaning Services
- Agriculture & Farming
Newark business funding questions
Do you work with businesses in Newark?
Yes. We fund Newark-area businesses every week. The whole process happens online and by phone, so there’s no office visit.
What do I need to qualify?
Generally at least 6 months in business, about $15,000 or more in monthly revenue and a business bank account. No collateral is required.
How quickly can I get the money?
Once you’re approved and your agreement is signed, funds can be wired the same day.
Ways to use your line

Payroll
Make payroll on time, even when customers pay you late.
Learn more →
Inventory & Materials
Buy stock and materials before the busy stretch, not after.
Learn more →
Equipment & Repairs
Fix or replace what breaks without draining your account.
Learn more →
Cash Flow Gaps
Cover bills in the weeks between doing the work and getting paid.
Learn more →
See what your business qualifies for
Tell us what you need the money for and how much. A funding advisor will follow up with real numbers, usually the same day.