Business lines of credit for Minneapolis businesses
Minneapolis businesses plan around long winters and busy summers. A line of credit helps with both.
- Lines up to $350,000
- Apply online, talk to an advisor by phone
- Same-day wires once approved

Working capital for Minneapolis businesses
The Twin Cities have a strong mix of corporate headquarters, healthcare, manufacturing and an active small-business community. Contractors and outdoor businesses slow down in winter, while retailers and restaurants follow their own seasons.
We fund Minneapolis–St. Paul businesses across the metro.
Serving businesses across Minnesota as well.
Minneapolis industries we fund
- Construction & Contractors
- Restaurants
- Retail Stores
- Trucking & Transportation
- Medical Practices
- Dental Practices
- Auto Repair Shops
- HVAC
- Plumbing
- Electrical Contractors
- Landscaping
- Manufacturing
- Wholesale & Distribution
- Salons & Spas
- Gyms & Fitness Studios
- E-commerce
- Professional Services
- Cleaning Services
- Agriculture & Farming
Minneapolis business funding questions
Do you work with businesses in Minneapolis?
Yes. We fund Minneapolis-area businesses every week. The whole process happens online and by phone, so there’s no office visit.
What do I need to qualify?
Generally at least 6 months in business, about $15,000 or more in monthly revenue and a business bank account. No collateral is required.
How quickly can I get the money?
Once you’re approved and your agreement is signed, funds can be wired the same day.
Ways to use your line

Payroll
Make payroll on time, even when customers pay you late.
Learn more →
Inventory & Materials
Buy stock and materials before the busy stretch, not after.
Learn more →
Equipment & Repairs
Fix or replace what breaks without draining your account.
Learn more →
Cash Flow Gaps
Cover bills in the weeks between doing the work and getting paid.
Learn more →
See what your business qualifies for
Tell us what you need the money for and how much. A funding advisor will follow up with real numbers, usually the same day.