Business lines of credit for Detroit businesses
Detroit suppliers, contractors and shops use a line of credit to handle long terms from big customers.
- Lines up to $350,000
- Apply online, talk to an advisor by phone
- Same-day wires once approved

Working capital for Detroit businesses
Metro Detroit is still the heart of the auto supply chain, and many local businesses sell to larger companies on long payment terms. Downtown redevelopment has also kept contractors and restaurants busy.
We fund Detroit-area machine shops, suppliers, contractors, auto repair shops and restaurants across Wayne, Oakland and Macomb counties.
Serving businesses across Michigan as well.
Detroit industries we fund
- Construction & Contractors
- Restaurants
- Retail Stores
- Trucking & Transportation
- Medical Practices
- Dental Practices
- Auto Repair Shops
- HVAC
- Plumbing
- Electrical Contractors
- Landscaping
- Manufacturing
- Wholesale & Distribution
- Salons & Spas
- Gyms & Fitness Studios
- E-commerce
- Professional Services
- Cleaning Services
- Agriculture & Farming
Detroit business funding questions
Do you work with businesses in Detroit?
Yes. We fund Detroit-area businesses every week. The whole process happens online and by phone, so there’s no office visit.
What do I need to qualify?
Generally at least 6 months in business, about $15,000 or more in monthly revenue and a business bank account. No collateral is required.
How quickly can I get the money?
Once you’re approved and your agreement is signed, funds can be wired the same day.
Ways to use your line

Payroll
Make payroll on time, even when customers pay you late.
Learn more →
Inventory & Materials
Buy stock and materials before the busy stretch, not after.
Learn more →
Equipment & Repairs
Fix or replace what breaks without draining your account.
Learn more →
Cash Flow Gaps
Cover bills in the weeks between doing the work and getting paid.
Learn more →
See what your business qualifies for
Tell us what you need the money for and how much. A funding advisor will follow up with real numbers, usually the same day.