Business lines of credit for Miami businesses
Miami’s tourism seasons, international trade and building boom keep owners busy. A line of credit keeps cash ready year-round.
- Lines up to $350,000
- Apply online, talk to an advisor by phone
- Same-day wires once approved

Funding for Miami businesses
Miami runs on hospitality, import and export, construction and professional services. Tourist season, storm season and international payment timing all make cash flow uneven.
We work with Miami-Dade restaurants, contractors, importers, retailers and service businesses that want flexible working capital.
Serving businesses across Florida as well.
Miami industries we fund
- Construction & Contractors
- Restaurants
- Retail Stores
- Trucking & Transportation
- Medical Practices
- Dental Practices
- Auto Repair Shops
- HVAC
- Plumbing
- Electrical Contractors
- Landscaping
- Manufacturing
- Wholesale & Distribution
- Salons & Spas
- Gyms & Fitness Studios
- E-commerce
- Professional Services
- Cleaning Services
- Agriculture & Farming
Miami business funding questions
Do you work with businesses in Miami?
Yes. We fund Miami-area businesses every week. The whole process happens online and by phone, so there’s no office visit.
What do I need to qualify?
Generally at least 6 months in business, about $15,000 or more in monthly revenue and a business bank account. No collateral is required.
How quickly can I get the money?
Once you’re approved and your agreement is signed, funds can be wired the same day.
Ways to use your line

Payroll
Make payroll on time, even when customers pay you late.
Learn more →
Inventory & Materials
Buy stock and materials before the busy stretch, not after.
Learn more →
Equipment & Repairs
Fix or replace what breaks without draining your account.
Learn more →
Cash Flow Gaps
Cover bills in the weeks between doing the work and getting paid.
Learn more →
See what your business qualifies for
Tell us what you need the money for and how much. A funding advisor will follow up with real numbers, usually the same day.