Business lines of credit for Phoenix businesses
Phoenix growth and summer heat keep contractors and HVAC companies busy. A line of credit keeps cash ready for peak season.
- Lines up to $350,000
- Apply online, talk to an advisor by phone
- Same-day wires once approved

Working capital for Phoenix businesses
The Valley has been one of the fastest-growing metro areas in the country, which means steady work for builders, landscapers, pool companies and HVAC contractors. Summer is peak season for some trades and a slow stretch for others.
We fund Phoenix-area businesses across Maricopa County.
Serving businesses across Arizona as well.
Phoenix industries we fund
- Construction & Contractors
- Restaurants
- Retail Stores
- Trucking & Transportation
- Medical Practices
- Dental Practices
- Auto Repair Shops
- HVAC
- Plumbing
- Electrical Contractors
- Landscaping
- Manufacturing
- Wholesale & Distribution
- Salons & Spas
- Gyms & Fitness Studios
- E-commerce
- Professional Services
- Cleaning Services
- Agriculture & Farming
Phoenix business funding questions
Do you work with businesses in Phoenix?
Yes. We fund Phoenix-area businesses every week. The whole process happens online and by phone, so there’s no office visit.
What do I need to qualify?
Generally at least 6 months in business, about $15,000 or more in monthly revenue and a business bank account. No collateral is required.
How quickly can I get the money?
Once you’re approved and your agreement is signed, funds can be wired the same day.
Ways to use your line

Payroll
Make payroll on time, even when customers pay you late.
Learn more →
Inventory & Materials
Buy stock and materials before the busy stretch, not after.
Learn more →
Equipment & Repairs
Fix or replace what breaks without draining your account.
Learn more →
Cash Flow Gaps
Cover bills in the weeks between doing the work and getting paid.
Learn more →
See what your business qualifies for
Tell us what you need the money for and how much. A funding advisor will follow up with real numbers, usually the same day.