Business lines of credit for Charlotte businesses
Charlotte keeps growing, and so does demand for contractors and service businesses. A line of credit keeps cash ready for the next job.
- Lines up to $350,000
- Apply online, talk to an advisor by phone
- Same-day wires once approved
Funding for Charlotte businesses
Charlotte’s growth has kept builders, HVAC companies, landscapers and restaurants busy for years. That kind of growth usually means hiring and buying ahead of the revenue.
We work with Charlotte-area businesses across Mecklenburg County and the surrounding region.
Serving businesses across North Carolina as well.
Charlotte industries we fund
- Construction & Contractors
- Restaurants
- Retail Stores
- Trucking & Transportation
- Medical Practices
- Dental Practices
- Auto Repair Shops
- HVAC
- Plumbing
- Electrical Contractors
- Landscaping
- Manufacturing
- Wholesale & Distribution
- Salons & Spas
- Gyms & Fitness Studios
- E-commerce
- Professional Services
- Cleaning Services
- Agriculture & Farming
Charlotte business funding questions
Do you work with businesses in Charlotte?
Yes. We fund Charlotte-area businesses every week. The whole process happens online and by phone, so there’s no office visit.
What do I need to qualify?
Generally at least 6 months in business, about $15,000 or more in monthly revenue and a business bank account. No collateral is required.
How quickly can I get the money?
Once you’re approved and your agreement is signed, funds can be wired the same day.
Ways to use your line
Payroll
Make payroll on time, even when customers pay you late.
Learn more →
Inventory & Materials
Buy stock and materials before the busy stretch, not after.
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Equipment & Repairs
Fix or replace what breaks without draining your account.
Learn more →
Cash Flow Gaps
Cover bills in the weeks between doing the work and getting paid.
Learn more →
See what your business qualifies for
Tell us what you need the money for and how much. A funding advisor will follow up with real numbers, usually the same day.