Business lines of credit for Philadelphia businesses
Philly’s contractors, restaurants and medical practices use a line of credit to handle slow payments and big costs.
- Lines up to $350,000
- Apply online, talk to an advisor by phone
- Same-day wires once approved
Working capital for Philadelphia businesses
Philadelphia has a strong mix of trades, healthcare, education, restaurants and neighborhood retail. Hospitals and large institutions often pay vendors slowly, and renovation work keeps contractors busy year-round.
We fund Philadelphia-area businesses across the city and the surrounding counties.
Serving businesses across Pennsylvania as well.
Philadelphia industries we fund
- Construction & Contractors
- Restaurants
- Retail Stores
- Trucking & Transportation
- Medical Practices
- Dental Practices
- Auto Repair Shops
- HVAC
- Plumbing
- Electrical Contractors
- Landscaping
- Manufacturing
- Wholesale & Distribution
- Salons & Spas
- Gyms & Fitness Studios
- E-commerce
- Professional Services
- Cleaning Services
- Agriculture & Farming
Philadelphia business funding questions
Do you work with businesses in Philadelphia?
Yes. We fund Philadelphia-area businesses every week. The whole process happens online and by phone, so there’s no office visit.
What do I need to qualify?
Generally at least 6 months in business, about $15,000 or more in monthly revenue and a business bank account. No collateral is required.
How quickly can I get the money?
Once you’re approved and your agreement is signed, funds can be wired the same day.
Ways to use your line
Payroll
Make payroll on time, even when customers pay you late.
Learn more →
Inventory & Materials
Buy stock and materials before the busy stretch, not after.
Learn more →
Equipment & Repairs
Fix or replace what breaks without draining your account.
Learn more →
Cash Flow Gaps
Cover bills in the weeks between doing the work and getting paid.
Learn more →
See what your business qualifies for
Tell us what you need the money for and how much. A funding advisor will follow up with real numbers, usually the same day.