Business lines of credit for Chicago businesses
Chicago is a freight, food and manufacturing town. A line of credit covers inventory, payroll and repairs while customers pay on terms.
- Lines up to $350,000
- Apply online, talk to an advisor by phone
- Same-day wires once approved

Funding for Chicago businesses
Chicago’s position as a national rail and trucking hub, along with its restaurants, distributors and manufacturers, means a lot of local businesses carry large costs before they’re paid. Winters slow down some trades too.
We work with Chicagoland trucking companies, distributors, restaurants, contractors and shops throughout Cook County and the suburbs.
Serving businesses across Illinois as well.
Chicago industries we fund
- Construction & Contractors
- Restaurants
- Retail Stores
- Trucking & Transportation
- Medical Practices
- Dental Practices
- Auto Repair Shops
- HVAC
- Plumbing
- Electrical Contractors
- Landscaping
- Manufacturing
- Wholesale & Distribution
- Salons & Spas
- Gyms & Fitness Studios
- E-commerce
- Professional Services
- Cleaning Services
- Agriculture & Farming
Chicago business funding questions
Do you work with businesses in Chicago?
Yes. We fund Chicago-area businesses every week. The whole process happens online and by phone, so there’s no office visit.
What do I need to qualify?
Generally at least 6 months in business, about $15,000 or more in monthly revenue and a business bank account. No collateral is required.
How quickly can I get the money?
Once you’re approved and your agreement is signed, funds can be wired the same day.
Ways to use your line

Payroll
Make payroll on time, even when customers pay you late.
Learn more →
Inventory & Materials
Buy stock and materials before the busy stretch, not after.
Learn more →
Equipment & Repairs
Fix or replace what breaks without draining your account.
Learn more →
Cash Flow Gaps
Cover bills in the weeks between doing the work and getting paid.
Learn more →
See what your business qualifies for
Tell us what you need the money for and how much. A funding advisor will follow up with real numbers, usually the same day.