Funding for plumbers who are ready for more work
Emergency calls, remodels, new construction rough-ins. A line of credit covers materials, vans and payroll so you can take the work that comes in.
- Buy materials for big jobs
- Add vans and crews
- Cover payroll on slow-paying jobs
Good plumbers stay busy. Cash can lag behind.
Service calls pay fast, but remodels and new construction can take a while. Add a van that needs replacing or a new hire you need right now, and cash flow gets tight even when the schedule is full.
Residential and commercial plumbing companies use a Flex Credit Capital line to keep materials stocked and crews working.
Common uses
- Pipe, fixtures and water heaters for large jobs
- Service van purchases and repairs
- Hiring licensed plumbers and apprentices
- Covering payroll on new-construction jobs
The basics we look for
If your business checks these boxes, it’s worth a few minutes to apply.
We look at how your business is actually doing, mostly through your recent bank statements. Your credit score matters less here than it does at a bank.
- Time in business6 months or more
- Monthly revenue$15,000 or more
- Business bank accountRecent statements
- LocationU.S.-based business
- CollateralNot required
Questions from plumbing owners
Can a one-truck shop qualify?
Yes, if you meet the basics: 6 months in business and about $15,000 or more in monthly revenue.
Can I use it for a new van?
Yes. You can use your line toward vehicles and equipment.
Do I need to show my job contracts?
No. We mainly look at your bank statements.
See what your business qualifies for
Tell us what you need the money for and how much. A funding advisor will follow up with real numbers, usually the same day.