Ways to Use It

Ready to grow? Have the money ready too.

A second location, a remodel, a bigger shop. Expansion comes with a long list of costs that don’t all hit at once. A line of credit lets you pay for each piece as it comes.

Fund build-outs and remodels
Cover deposits, signage and setup costs
Draw as each bill comes due

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Store owner holding the keys to a new location

How it helps

Expansion is a series of bills, not one big one

Opening or growing a location means deposits, permits, contractors, fixtures, signage, inventory and new hires, usually spread out over a few months.

With a line of credit, you don’t have to guess one big number up front. You draw as each cost comes due and keep the rest available for the surprises that always come with a project like this.

Owners use it to

Cover a lease deposit and first months’ rent
Pay contractors for a build-out or remodel
Buy fixtures, furniture and equipment
Stock a new location and hire staff before opening day

Who Qualifies

The basics we look for

If your business checks these boxes, it’s worth a few minutes to apply.

We look at how your business is actually doing, mostly through your recent bank statements. Your credit score matters less here than it does at a bank.