Ways to Use It

When something breaks, fix it today

A dead compressor, a busted truck, an oven that won’t heat. Every day it’s down costs you money. Your line of credit gets it fixed or replaced without draining your account.

Cover repairs the day they happen
Replace equipment without a separate loan
No collateral required

Get My Free Quote or call (888) 707-0202

How it helps

Downtime costs more than the repair

Equipment never breaks at a convenient time. When it goes, you either find the money fast or you lose work while you wait.

With a line already in place, you draw what the repair or replacement costs and get back to work. You don’t have to apply for a new loan every time something wears out, and nothing you own has to be pledged.

Owners use it to

Repair or replace trucks, vans and trailers
Fix kitchen equipment, coolers and HVAC units
Upgrade tools and machines that slow the crew down
Buy used equipment when a good deal comes up

Who Qualifies

The basics we look for

If your business checks these boxes, it’s worth a few minutes to apply.

We look at how your business is actually doing, mostly through your recent bank statements. Your credit score matters less here than it does at a bank.

Time in business6 months or more
Monthly revenue$15,000 or more
Business bank accountRecent statements
LocationU.S.-based business
CollateralNot required

Questions

Questions owners ask

Is this the same as equipment financing?

Not exactly. Equipment financing is a loan tied to one specific piece of equipment. A line of credit is flexible money you can use for repairs, replacements or anything else the business needs.

Do I have to put the equipment up as collateral?

No. We don’t require collateral.

Can I buy used equipment with it?

Yes. Since it’s working capital, you can buy new or used, from a dealer or a private seller.