One line of credit, a lot of ways to use it
A Flex Credit Capital line is working capital you control. Here are the reasons owners draw on theirs most often.
- Draw only what you need
- Pay it down and use it again
- Same-day wires once approved
Payroll
Make payroll on time, even when customers pay you late.
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Inventory & Materials
Buy stock and materials before the busy stretch, not after.
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Equipment & Repairs
Fix or replace what breaks without draining your account.
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Cash Flow Gaps
Cover bills in the weeks between doing the work and getting paid.
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New Jobs & Contracts
Front labor and materials so you can say yes to bigger work.
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Expansion
Open a second location, remodel, or move into a bigger space.
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Seasonal Swings
Get through the slow months and ramp up for the busy ones.
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Marketing & Hiring
Bring on people or put money behind growth when the timing is right.
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Tell us what’s going on and we’ll figure out the right amount
You don’t need a business plan to talk to us. Most conversations start with something like “payroll is Friday and two customers are late,” or “I just landed a job twice the size of anything I’ve done.”
Pick what the money is for in the form and a funding advisor will follow up with real numbers. If a line of credit isn’t the right fit, we’ll tell you.
See what your business qualifies for
Tell us what you need the money for and how much. A funding advisor will follow up with real numbers, usually the same day.