Frequently asked questions
Straight answers about how our business line of credit works. Don’t see your question? Call us at (888) 707-0202.
About Flex Credit Capital
What is Flex Credit Capital?
Flex Credit Capital is a direct business funder. We offer revolving lines of credit up to $350,000 to small and mid-sized businesses across the United States.
Are you a lender or a broker?
We’re a direct funder. The team that reviews your application is the team that makes the decision and sends your funds.
Where do you operate?
We work with businesses in all 50 states, online and by phone.
Qualifying
Is my business eligible?
We work with businesses in almost every industry. In general, you’ll need at least 6 months in business and about $15,000 or more in monthly revenue.
Do I need collateral?
No. We don’t require you to pledge your home, equipment or other assets.
Will applying affect my credit?
No. Requesting a quote and reviewing your options won’t affect your credit score.
How much can I qualify for?
Lines go up to $350,000. The amount depends mainly on your monthly revenue and time in business.
Applying and funding
How can I apply?
Answer a few quick questions on this site, use our online application, or call us at (888) 707-0202.
What documents do I need?
Basic information about you and your business, plus your most recent business bank statements. Your advisor will let you know if anything else is needed.
How long does approval take?
Once we have your application and statements, we can usually get you an answer quickly, often the same business day.
How quickly can I get my funds?
After you’re approved and your agreement is signed, funds can be wired to your business account the same day.
What can I use the money for?
Any business purpose: payroll, inventory, equipment, repairs, marketing, hiring or expansion. Funding can’t be used for personal, family or household expenses.
Talk to a funding advisor
There’s no obligation. Start with what the money is for, or call (888) 707-0202.
See what your business qualifies for
Tell us what you need the money for and how much. A funding advisor will follow up with real numbers, usually the same day.